Simpanan dan pelaburan

Excess school expenses are put into a home fund. The money is categorized as?

Lebihan duit perbelanjaan sekolah dimasukkan ke dalam tabung di rumah. Duit tersebut dikategorikan sebagai?

• Dividends / Dividen

• Bonus / Bonus

• Saving / Simpanan

• Investment / Pelaburan

Account holders can make payment by check.

Pemegang akaun boleh membuat pembayaran melalui cek.

• Fixed savings account / Akaun simpanan tetap

• Trust fund / Amanah saham

• Savings account / Akaun simpanan

• Current account / Akaun semasa

Alternative measures to obtain future returns in the form of current income and capital gains.

Langkah alternatif untuk mendapatkan pulangan masa depan dalam bentuk pendapatan semasa dan keuntungan modal.

• Saving / Simpanan

• Investment / Pelaburan

• savings fund / Tabung simpanan

• Current account / Akaun semasa

Nina owns a rental house and 10 hectares of oil palm plantations.

Nina mempunyai sebuah rumah sewa dan 10 hektar ladang sawit.

• Real estate / Hartanah

• Stocks / Saham

• interest / Faedah

• Saving / Simpanan

Saiful keeps RM 5000 in the bank with an interest rate of 4% per annum. Calculate the total benefits obtained by Saiful after 3 months.

Saiful menyimpan sebanyak RM 5000 di bank dengan kadar faedah 4% setahun. Hitung jumlah faedah yang diperoleh Saiful selepas 3 bulan.

• RM 50

• RM 60

• RM 500

• RM 600

Calculate the following simple interest amount.

RM100 000 is kept for 3 years at an interest rate of 4.5% per year.

Hitung jumlah faedah mudah yang berikut.

RM100 000 disimpan selama 3 tahun pada kadar faedah 4.5% setiap tahun.

• RM 13 500

• RM 13 050

• RM 15 300

• RM 15 500

Calculate the amount of savings to be earned after 2 years with the original savings of RM8 000 and the simple annual interest rate of 2%

Hitung jumlah simpanan yang akan diperoleh selepas 2 tahun dengan simpanan asal RM8 000 dan kadar faedah mudah tahunan 2%

• RM 2 830

• RM 8 230

• RM 8 023

• RM 8 320

Calculate the maturity value of RM15 000 savings for 5 years interest rate 3.5% per annum, compounded monthly

Hitung nilai matang bagi simpanan RM15 000 untuk 5 tahun kadar faedah 3.5 % setahun, dikompaun setiap bulan

• RM 17 468.14

• RM 17 648.14

• RM 17 867.70

• RM 17 648.50

Choose a formula for compound interest

Pilih formula bagi faedah kompaun

• I = Prt

• P = Irt

•  $MV\ =\ P\left(1\ +\frac{r}{n}\right)^{nt}$  
  

•  $MV\ =\ 1\left(P\ +\ \frac{r}{t}\right)^{rt}$  

Investments that involve the purchase of property such as land, residential houses, business premises, farms and so on where investors will receive a return in the form of revenue generated by the property.

Pelaburan yang melibatkan pembelian harta seperti tanah, rumah kediaman, premis perniagaan, ladang dan sebagainya di mana pelabur akan menerima pulangan dalam bentuk pendapatan hasil yang dijana oleh hartanah tersebut.

• Stocks / Saham

• Trust fund / Amanah Saham

• Real estate / Hartanah