TBE MOCK QUESTIONS PART 2

A notice of death should quote:

I. The certificate number

II. The deceased's full name and address

III. The name and address of the claimant and of his/her solicitor

IV. Proof of age

• I and II

• I, III and IV

• II and III

• III and IV

A claim arises under any one of the following situations, EXCEPT:

• Death of the beneficiary

• Maturity of the certificate

• Sicknes

• Disability benefit

Which of the following documents that the participant need to submit for total and permanenet disability claim?

• Medical certificate report by the attending doctor

• Verification letter by claim personnel of takaful operator

• Report written by takaful agent

• Probate letter obtained from court

For death claim, a participant's nominee needs to provide the following documents:

• A certified copy of the death certificate

• Burial permit

• Certification from a takaful agent on nominee's relationship with the deceased

• Certified copy of the Takaful certificate

Section 65 Takaful Act 1984 (revised) specifically mentions that Takaful Operator can make interim claim payment up to _________ to the beneficiary wihout the production of any probate or letter of administration

• RM50,000

• RM100,000

• RM150,000

• RM200,000

For death claim, takaful operator will accept the following document as the proof of death:

I. Death certificate

II. Deed of assignment

III. Police report or coroner's report

IV. An order pronouncing a statutory presumption of death

• I, II and III

• I, III and IV

• II, III and IV

• All of the above

The following principles are the most common bases for arriving at the age of an individual, EXCEPT:

• Age last birthday

• Age next birthday

• Age nearest

• Average age

The contribution rate stated in the rate book is only applicable to:

• Sub-standard risks

• Standard risks

• Outstanding risks

• Improved risks

Ahmad received a contribution notification from his takaful operator dated 20 July. Ahmad pays his contribution annualy and his contribution due date is 20 August. When is the last day for Mr. A to pay his contribution?

• 20 July

• 20 August

• 30 days after 20 July

• 30 days after 20 August

Which of the following is NOT an investment objective?

• Deficit

• Retirement

• Children education

• Medical