Budget Challenge Data Protection

Which of these are signs identity theft has taken place?

• You get mail or email that says you are eligible for a new credit card.

• You get email asking for personal information.

• Your credit card bill does not arrive in the mail.

• Your credit card charges you interest.

• You see charges on your credit card you did not make.

Which is the most important thing when choosing a new mobile phone if you might use it for shopping and banking.

• Use a complex password on all apps and have the app save it so it is not forgotten.

• Use the latest version of the operating system on the phone.

• Have a strong password on the phone itself.

• Buy the most expensive phone you can because it will have better security build in.

Which is FALSE about your Social Security number

• You should keep it with you at all times.

• You should use the last 4 digits as your PIN

• You should print it on checks for your checking account

• It is required to have surgery

Which 2 things should you do if you notice charges you did not make on your credit card account.

• Contact the credit card company and report it.

• Contact the post office and report possible identity theft.

• Change your login and pin/password on all your accounts.

• Use a different web browser the next time you access that account.

• File a claim with your homeowners insurance.

When should you file a fraud alert with the credit bureaus

• Only if you believe there is identity theft on a credit card but not other types of accounts.

• Only after an investigation shows there actually was theft

• Only if the Consumer Financial Protection Bureau tells you to.

• Any time you think there was identity theft.

What does phishing refer to

• Getting information from social media posts

• Getting information by posing as a legitimate financial business

• Getting information from a customer at a store.

• Getting information by going through someone's trash.

• Getting the ingredients for sushi

Which of these are true about filing a fraud alert with the credit bureaus

• You must contact all 3 bureaus to be sure you are protected.

• If you contact 1 bureau, they will notify the other 2. to be sure you are protected.

• It will make it harder to open new accounts.

• There is a charge to add a fraud alert with the bureaus

• It will result in a decrease in your credit score.

Which 4 of these are required to steal your identity?

• Driver license

• Home address

• Date of birth

• Social security number

• Name

Which are necessary steps to take after using a library computer for banking or online shopping to ensure your information cannot be stolen?

• Clear the browsing history

• Delete temporary internet files or cache

• Log off any accounts and the computer

• Unplug the computer

Which of these is a good idea to gain additional security on accounts?

• Require your social security number to confirm your identity at login

• Require your driver's license to confirm your identity at login

• require voice recognition to confirm your identity at login

• send you a mobile text to confirm your identity at login.