Credit Reports 22

What type of accounts do you see on the credit report? (select all that apply)

• Auto

• Apartment

• Home

• Vacation

• Boat

What personal information is available on a credit report? (select all that apply)

• family members

• birthday

• past addresses

• current addresses

• Social Security Number

In which section would a foreclosure appear?

• Potentially negative items

• Accounts in good standing

• Requests for credit history

• Addresses

• Report date

When a person or company looks at your credit report in order to make a decision

• Borrower

• Lender

• Credit Report

• Credit Inquiry

A person who takes and uses a sum of money under an agreement to pay it back

• Borrower

• Lender

• Credit Report

• Credit Inquiry

A detailed list of transactions regarding a person's history in borrowing and paying back money

• Borrower

• Lender

• Credit Report

• Credit Inquiry

A bank, financial institution or person

• Borrower

• Lender

• Credit Report

• Credit Inquiry

True or false:

A credit report states whether or not a lender should allow you to borrow money.

• True

• False

True or false:

If I don't pay my rent, then that will show up on my credit report.

• True

• False

True or false:

A credit report does not change.

• True

• False