Auto Insurance

Of the four parts of auto insurance coverage, which part protects only the other person involved in an accident?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part protects your from acts of God?

• Comprehensive
• Liability
• Collision
• Medical Payments/Bodily Injury

Of the four parts of auto insurance coverage, which part will pay for repairing your car?

• Liability
• Comprehensive
• Collision
• Medical Payments/Bodily Injury

The color of your vehicle can increase the cost of your insurance premiums.

• True
• False

The amount of money you have to pay out of your own pocket before the insurance pays is called the _____________

• Premium
• Estimate
• Deductible
• Co-Pay

The amount you pay for an insurance policy.

• Rider
• Premium
• Deductible
• Co-Pay

Charlie thinks he does not need auto insurance because he rides a motorcycle, is he right and why?

• Yes, because auto insurance only covers cars/trucks

• Yes, because any vehicle without enclosed driving space is not valid for auto insurance

• No, because everything from bicycles to semi trucks is valid for auto insurance

• No, because motor vehicles (including motorcycles) are valid for auto insurance

If you hit a pedestrian with your car what type of auto insurance is best?

• Liability

• Collision coverage

• Comprehensive coverage

• Personal injury coverage

Which is a list of reasons for higher auto insurance cost?

• 87 years old, inexpensive car, and good driving history

• 56 years old, expensive car, and good driving history.

• 20 years old, inexpensive car, and bad driving history.

• 19 years old, expensive car, and bad driving history.

What is the amount you have to pay before the insurance company pays anything called?

• Bob

• Firsthand payment

• Deductible

• Personal coverage payment