GearUp Credit

Your credit score is not configured off of which of the following:

• Payment history

• Amount of money owed

• Grades in School

• Length of credit history

My credit history does not affect my chances for renting my first apartment.

• True

• False

Paying my bills late could negatively affect my credit history.

• True

• False

a number assigned to a person that indicates to lenders their capacity to repay a loan.

• Credit score

• Credit report

• Credit history

• Credit bureau

The credit score ranges form 

• 300-800
• 250-950
• 350-900
• 300-850

Which is not included in an individual’s credit report?

• Current and past addresses
• Account balances
• Bankruptcies and foreclosures
• Medical information

what is the most important part of your credit score?

• 850

• checking account

• financial security

• credit history

what percent of your credit score is based off of credit history

• 25%

• 35%

• 55%

• 10%

what is the 2nd most important factor of your credit score?

• amounts owed

• car owned

• type of debt

• new credit

what percent % of your credit score is based on new credit?

• 2%

• 20%

• 10%

• 30%