Reported speech

"It is too late to apologize," I said.

"I have replied to them," claimed Peter.

"I met you yesterday," he told me.

"I cannot come to your birthday party," explained Mary.

"I will pay for it tomorrow," he suggested.

"The Himalayas are the highest mountains in the world," explained our teacher.

"I may lend you some money," promised Bill.

"I am calling my mum because of the boat trip," she said.

"I will finish this picture tomorrow," supposed Diana.

"I would buy the house on the coast," she said.