Credit study guide part 2

Credit study guide part 2

10th Grade

11 Qs

quiz-placeholder

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Credit study guide part 2

Credit study guide part 2

Assessment

Quiz

Other

10th Grade

Medium

Created by

Miriam Alcaraz

Used 21+ times

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11 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What do yo do with a credit card you no longer want to use?

close the account and destroy the card

put it away to use at a later time

keep it in your wallet

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

When can you view your credit report for free?

anytime, unlimited times

Once a year from each of the 3 major reporting agencies

a person should not review his/ her credit report

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

If you credit score is low, it means

your interest will be higher

your monthly payments will be lower

the interest will be lower

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

How can you start your credit history if your credit gets declined?

get many credit cards

get a secured credit card

re apply and include a letter of recommendation

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

To develop a positive credit history

maintain a reasonable amount of credit

have one type of credit

pay cash

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

To minimize identity theft

check your credit every four months

report mistakes to only one credit reporting agency

wait 60 days before disputing any information

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

To keep credit in safe boundaries, total amount borrowed should be

20% of net income, not including mortgage

20% of net income, including mortgage

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