General Insurance

Sally is not feeling well so her mother takes her to the doctor. The doctor tells her she has strep throat, gives her medication, and sends her home to recover. What type of insurance would be used in this case?

• Auto

• Disability

• Health

• Life

John is texting and driving and starts to go over the centerline. He realizes this before he hits another car. Unfortunately, he over-corrects and, in doing that, he jumped a curb and hit a tree.

• Auto - Collision

• Auto - Liability

• Auto - Comprehensive

• Health

David is working at home and he falls off a ladder. He ends up in the emergency room with a broken leg and a broken arm. The doctors tell him he won't be able to go back to his job as a roofer for at least two months. What type of insurance would be used in this situation?

• Auto

• Health

• Life

• Disability

Sue is a single mom with three daughters. She worries about what would happen to them if something were to happen to her. What type of insurance would provide her family financial support to help cover their living expenses if she were to pass away?

• Health

• Property

• Disability

• Life

Liability insurance covers accidental harm that may be caused to other people or property.

• True

• False

A beneficiary is an individual who takes out the life insurance policy.

• True

• False

The purpose of insurance is to make you financially better off than you were before the event occurred.

• True

• False

A dependent is a person who relies on someone else financially.

• True

• False

A product that transfers risk from an individual to an insurance company or organization

• Policy

• Risk

• Deductible

• Premium

• Insurance

The money paid to an insurance company to purchase a policy

• Premium

• Deductible

• Policy

• Insurance

• Risk