All About Alberta

True or False: In Alberta, non-group TPIC callers should be referred to Desjardins.

• True

• False

1. All of the following are considered to be acceptable business use in Alberta except:

• A farmer who uses their truck to make deliveries

• A social worker who transports clients as part of their job

• An engineer who operates a consulting business with two employees who occasionally drive the vehicle

• A real estate agent who uses their car to drive to different houses for viewings

In Alberta, this type of risk can be insured as a stand-alone regardless of reason and does not need to be referred to underwriting.

• Seasonal dwelling

• Vacant condominium

• Rented building

• Mobile home

All of the following are eligibility criteria to qualify for the Accident Rating Waiver (SEF 39) except:

• Have no chargeable accidents within the past 6 years

• Be licensed for 6 years or more

• Have a full class 5 license for 6 years or more

• Have no major, serious or criminal convictions for the past 3 years

A vehicle that is ______ years old or older will require a Vehicle Inspection Report (VIR) prior to binding

• 10

• 11

• 12

• 13

The Alberta New Business Process requires:

• A photo of the odometer

• Two photos of the VIN in 2 different locations

• A Used Vehicle Information Package (UVIP) and/or Carfax Verified report for used vehicles

• Four photos of the vehicle showing both sides, front and rear

1. With regards to rateable lapses of insurance in Alberta, we cannot rate for gaps of less than ____ years.

• 1

• 2

• 3

• 4

When binding a policy, the additional statement that needs to be read with the binding statement is:

• MVR consent statement

• Credit consent statement

• Optional accident benefits scripting

• None of the above

Which of the following situations is acceptable in Alberta but is automatically declined in Ontario?

• The insured refuses to provide an inspection report

• The automobile is outside of Canada for more than 6 months

• Right hand drive vehicle

• B & C

True or False: If an insured driver has a driver's license from another country, include an international license, this must be referred to underwriting.

• True

• False