Simpanan dan Pelaburan / Savings and Investments

Pilih jenis simpanan.

Choose the type of savings.

• Amanah saham

  Unit Trust

• Saham

  Share

• Akaun simpanan tetap

  Fixed deposit account

• Akaun simpanan semasa

  Current account

• Bon

  Bond

Pilih jenis pelaburan.

Choose the type of investments.

• Amanah saham

  Unit Trust

• Saham

  Share

• Hartanah

  Real estates

• Akaun simpanan semasa

  Current account

• Bon

  Bond

Prinsipal ialah ......

Principal is ......

• jumlah asal wang yang dipinjam.

  the original amount of money borrowed.

• jumlah asal wang yang dilabur.

  the original amount of money invested.

• jumlah wang yang disimpan.

  the total amount of money saved.

• jumlah wang diterima melalui urus niaga.

  the total amount of money received through a business deal.

Faktor-faktor yang boleh meningkatkan nilai matang ialah

The factors that can increase the matured value are

• tempoh

  period

• kadar faedah

  interest rate

• prinsipal

  principal

• kekerapan pengkompaunan

  compounding frequency

• lokasi bank

  location of bank

Sejumlah wang yang diperoleh berdasarkan prinsipal.

A sum of money gained based on the principal.

• Faedah mudah

  Simple interest

• Faedah kompaun

  Compound interest

• Faedah khas

  Special interest

• Faedah kompleks

  Complex interest

Faedah yang diterima daripada jumlah wang simpanan dan faedah yang terkumpul.

The interest received from the money saved and the interest accumulated.

• Faedah mudah

  Simple interest

• Faedah kompaun

  Compound interest

• Faedah khas

  Special interest

• Faedah kompleks

  Complex interest

Simpanan ialah ......

Savings is ......

• pertukaran wang kepada aset dengan harapan aset itu menghasilkan keuntungan.

  the exchange of money to asset with a hope to gain profits.

• wang yang disimpan di institusi kewangan yang memberi faedah dan perlindungan kepada wang yang disimpan.

  the money that is saved in financial institution that offers interest and protection to the money being saved.

• caj ke atas wang yang dipinjam atau dilabur.

  the charges on the money borrowed or invested.

• pegangan hak milik sesuatu syarikat.

  the ownership of a company.

Pelaburan ialah ......

Investment is ......

• pertukaran wang kepada aset dengan harapan aset itu menghasilkan keuntungan.

  the exchange of money to asset with a hope to gain profits.

• wang yang disimpan di institusi kewangan yang memberi faedah dan perlindungan kepada wang yang disimpan.

  the money that is saved in financial institution that offers interest and protection to the money being saved.

• caj ke atas wang yang dipinjam atau dilabur.

  the charges on the money borrowed or invested.

• pegangan hak milik sesuatu syarikat.

  the ownership of a company.

Saham ialah ......

Share is ......

• pertukaran wang kepada aset dengan harapan aset itu menghasilkan keuntungan.

  the exchange of money to asset with a hope to gain profits.

• wang yang disimpan di institusi kewangan yang memberi faedah dan perlindungan kepada wang yang disimpan.

  the money that is saved in financial institution that offers interest and protection to the money being saved.

• caj ke atas wang yang dipinjam atau dilabur.

  the charges on the money borrowed or invested.

• pegangan hak milik sesuatu syarikat.

  the ownership of a company.

Pilih pernyataan yang betul berdasarkan rumus $MV=P\left(1+\frac{r}{4}\right)^{4t}$  
Choose the correct statement based on the formula  $MV=P\left(1+\frac{r}{4}\right)^{4t}$  

• Faedah dikompaun setiap setengah tahun.
  The interest is compounded half yearly.

• Faedah dikompaun setiap suku tahun.

  The interest is compounded quarterly.

• Faedah dikompaun bulanan.

  The interest is compounded monthly.

• Faedah dikompaun setiap tahun.

  The interest is compounded yearly.