風險管理保險學ch2題目

風險管理保險學ch2題目

KG

15 Qs

quiz-placeholder

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風險管理保險學ch2題目

風險管理保險學ch2題目

Assessment

Quiz

Physics, History, Chemistry

KG

Practice Problem

Medium

Created by

王楷睿 王楷睿

Used 10+ times

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15 questions

Show all answers

1.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

1. On of the basic characteristics of insurance where the insurer have to restore the insured financialcondition more or less to the condition before a loss happened is called?

A. Risk Transfer

B. Pooling of Losses

C. Indemnification

2.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

2. According to requirements of an insurable risk, which of those 4 examples usually can be privately insured:

I.Property Risk

II.Financial Risk

III. Liability Risk

IV. Market Risk

A. 1,2

B. 2,4

C. 1,3

3.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

3. Which is not one of the benefits of insurance to society?

A. Indemnification for loss

B. Enhancement of credit

C. worry and fear

4.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

4.People with higher chance of risk seek for insurance, what does it call?

A. Payment of fortuitous

B. Adverse selection

C. Risk transfer

5.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

5. Risk transfer means a (____) risk is transferred from insured to insurer. Choose the best answer

A. Speculative

B. Pare

C. Pure

6.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

6. Characteristics of a fortuitous loss include which of the following?

I . The loss is certain to occur.

II. The loss occurs as a result of chance.

A. I only

B. II only

C. both I and II

7.

MULTIPLE CHOICE QUESTION

20 sec • 1 pt

7. Which is not a reason why “war risk” isn’t an ideally insurable risk?

A. It’s a catastrophe

B. The chance of Loss isn’t Calculable

C. It’s a large number of exposure units

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