Consumer Protection

You can do all of the following to protect your identity online except...

• Review your financial statements and bills

• Always pay cash; never use a debit or credit card

• Always use the same password for every account

• Be cautious of sharing your personal information online

What is the process of reading credit card information from the magnetic strip through the use of an unauthorized scanning device?

• Shoulder Surfing

• Skimming

• Dumpster Diving

• Pretexting

Identity theft occurs by

• Someone stealing your wallet

• Hacking into your computer

• Someone stealing non-shredded paperwork

• All of the above

Once your identity is stolen, thieves can use it to...

• Spend all your money

• Obtain a driver's license

• Get arrested

• All of the above

Keep a list of all account numbers and phone numbers in a secure location.

• True

• False

If a company calls and asks for your PIN, you should give it to them.

• True

• False

Before throwing away old documents and receipts, you should

• white out any personal information

• cross out any personal information

• shred them

• just throw them out

Which of the following passwords is the most secure?

• 03011999 - it's my birthday

• password - easy to remember

• Football2018 - a combination of letters & numbers

• #mhalll+1! - a combination of letters, numbers, & characters

What is the website authorized by the government to access your free credit report?

• freecreditreport.com

• annualcreditreport.com

• creditreport.gov

• ftc.gov

What is the federal agency that handles complaints of identity theft?

• Better Business Bureau (BBB)

• Food and Drug Administration (FDA)

• Consumer Product Safety Commission (CPSC)

• Federal Trade Commission (FTC)