Dexia Session 1.2

Which app is the most widely used finance app across countries (overall downloads)?

• Paypal

• Google Pay

• Apple Pay

• Cash App

What makes neobanks so popular compared to traditional banks? (select all that apply)

• Mobile UX makes it easy to use

• Faster service because many operations are automated and less bureaucracy is involved

• More transparent

• Free or low fees

• More agile and innovative with use of Data, AI, machine learning

What is the first service offered by some of the most popular Fintech apps such as Cash App in the US or Lydia in Europe that helped them build their user base?

• Cashback

• Payments among friends

• Investment in cryptos

Which app celebrated 20 million users in 2021 and reinvents investing by making it social?

• WeChat

• eToro

• Revolut

What are Fintech apps using AI for? (select all that apply)

• Automating savings of the user

• Automating transaction categorization to provide insights on spending behaviors

• Analyzing bills to identify which ones can be reduced

• Chatbot to automate client service and provide fast answers 24/7