Cirencester Friendly

What is the residency requirement for Cirencenster Friendly Income Protection Plans?

• 12 months

• 24 months

• 36 months

• 6 moths

For self-employed clients, what is the working status eligibility requirement to get My Earnings Protected?

• earning more than £4,550

• earning more than £4,550

  20hrs/week

• earning at least £6,400 per year

  16hrs/week

• as long as business is operational for a year and up

What is the premium type available for Income Assured Enhanced?

• Guaranteed Level

• Guaranteed Age Increasing

• Both A and B

• Reviewable Age Increasing

Which of the Cirencester Income Protection plan provides maximum benefit of 65%?

• My Earnings Protected

• Income Assured Enhanced

• Both A and B

• None, both plans has 80% max Benefit

What is the main difference between My Earnings Protected and Income Assured Enhanced?

• Income Assured Enhanced has an investment option

• My Earnings Protected has more Member Benefits

• None. Both have same features

• Income Assured Enhanced has a number of flexibility

When does the Suited Incapacity definition apply for My Earnings Protected?

• applies after the 1st 12 months from being incapacitated

• applies following the event of being incapacitated

• applies when the client age 70 year old

• applies to the period from the occupational retirement age to age 70 if the occupational retirement age shown is lower than 70.

True or False. Day 1 and 1 week deferred period is temporarily unavailable.

• True

• False

What is the Fracture cover exclusion for Cirencester Friendly Income Protection Plans?

• A claim can be made for more than one injury as part of a single claim and there’s no limit to the number of claims they can make

  during the term of the policy.

• Fracture Cover is not available

• Payment of Fracture Benefit will be subject to a maximum of one claim in any 12 month period and limited to one claim per accident or incident.

• There are no exclusions in the Fracture cover

Which statement is true for Critical Illness cover for children for Cirecenster Friendly?

• it provides monetary lump sum of £2,500 , diagnosed 1 of 10 listed critical illness

• Critical Illness cover for children is automatically included in the plan that provides a lumpsum amount

• It provides monetary lumpsum amount of £2,500 / child, max of 3 children

• It is not an option for Cirencester Friendly

Which GIO event are not available in Cirencester Income Protection plans?

• Mortgage and Rent

• Divorce and Rent

• Promotion

• Marriage and Childbirth