CMAA Mini Practice Exam

A person who represents either party of an insurance claim is the:

• doctor

• adjuster

• provider

• subscriber

A request for payment under an insurance contractor bond is called a(n):

• insurance application

• claim

• dual choice request

• total disability

Payment made periodically to keep an insurance policy in force is called:

• time limit

• premium

• coinsurance

• fee for service

A person or institution that gives medical care is a(n):

• third-party payer

• provider

• adjuster

• insurance agent

Benefits that are made in the form of cash payments are known as:

• indemnities

• deductibles

• medical co-pays

• cash advances

An amount the insured must pay before policy benefits begin is called:

• indemnity

• extended benefits

• deductible

• catastrophic

An organization that offers health insurance at a fixed monthly premium with little or no deductible and works through a primary care provider is called a(n):

• preferred provider

• health maintenance organization

• member physician

• private health provider

A patient receiving ambulatory care at a hospital or other health facility without being admitted a bed patient is called a(n):

• inpatient

• outpatient

• carrier

• adjuster

An injury that prevents a worker from performing one or more of the regular functions of his job would be known as a :

• partial disability

• permanent disability

• total disability

• resultant disability

One who belongs to a group insurance plan is called:

• third-party payer

• subscriber

• carrier

• no correct answer