Large Loan Training (Post Test)

Monthly Loan payments should not exceed …………. of Monthly Net Income (HH Surplus).

•   45%

•   60%

•    75%

• 50%

In Credit Manual 2.6, loan assessment session is included in which chapter?

•   Chapter 3

• Chapter 5

• Chapter 6

• Chapter 7

Guarantor repayment capacity ratio is shouldn’t over ------ % mentioned in Credit Manual 2.6.

• 50

• 75

• 100

• 65

One guarantor shouldn’t get more than ------- loan.

• one

• two

• three

• four

Working capital ratio is not more than…….%.

• 50

• 30

• 60

• 75

CRB check has linked with………………

• MEIX

•    MCIX

•   MICX

• MCXI

Repayment capacity ratio installment amount is less than ………..% of HH surplus in credit check.

• 50

• 40

• 60

• 30

How many entries credit check in system?

• 11

• 12

• 16

• 18

The client should be have character, credit history ……….and…………in screening.

• Collateral and cash  

• Capacity and commitment

• Capacity and collateral

• Collateral and condition

There are two form name ………………and ………….at financial statement tab in system.

• Credit and debit

• Income statement and balance sheet

• Repayment capacity and balance sheet

• Income statement and business detail