United HealthCare

Out of pocket cost is...

• The amount that must be paid for your health insurance or plan.

• Your share of cost of a covered health service, calculated as a percentage.

• A cost that you are responsible for paying.

• The amount that the patient is responsible for paying before the health insurance benefits are applied.

__________ is a federal program for adults over the age of 65 and certain disabled individuals.

Outpatient services require the member to remain at the hospital or clinic for a certain period of time.

• True

• False

Original MEDICARE coverage includes...

• Parts A and D

• Parts B and C

• Parts C and D

• Parts A and B

PDP, DSNP and CSNP are types of plans only for disabled people or low-income individuals.

• True

• False

The SSA is...

• A specific organization that helps people to cover medical expenses.

• A program that has been designed to support people with chronic diseases.

• A branch of the government that handles retirement, disability and other needs.

• None of the previous choices.

HIPAA (Health Insurance Portability and Accountability Act) is...

• An insurance company

• A federal program

• An extra benefit included in a plan

• A law

The AEP happens only once a year.

• False

• True

COB issues include...

• More than one insurance company

• More than one date of service

• More than one physician

• More than one patient

Some insurance plans may cover bifocal lenses, gym memberships, acupuncture and inpatient services.

• True

• False

• Maybe

• To some extent