Vehicle Review (before loans)

If your car gets damaged in a hailstorm which would cover the damages to your car?

• Liability Insurance

• Comprehensive Coverage

• Personal Injury Protection

• Collision Coverage

What kind of coverage pays for damages to your car if you are at fault?

• Collision

• Comprehensive

• Under-insured Motorist

• Uninsured Motorist

Which coverage will protect you if you get into an accident and the person who caused it DOESN'T have insurance?

• liability insurance
• uninsured/underinsured motorist protection
• Collision

• Comprehensive

Which insurance coverage will pay for any damages you cause to another person's vehicle?

• Collision

• Liability

• Personal Injury Insurance

• Uninsured Coverage

The amount you pay before the insurance company covers the rest of the cost.

• Premium

• Deductible

Auto insurance that protects you against medical costs for the bodily injury of others and damages to the property of others if you are at fault in an accident

• Liability Coverage

• Disability Insurance

• Collision Coverage

• Comprehensive Coverage

Auto insurance that protects you against costs to repair or replace your vehicle after events out of your control such as weather, vandalism, theft, etc.

• Collision Coverage

• Liability Coverage

• Hmo

• Comprehensive Coverage

The amount you pay for an insurance policy.

• Rider
• Premium
• Deductible
• Co-Pay

When setting your premium, your car insurance company may consider each of the following EXCEPT...

• How many miles you drive per year

• Your age

• Your driving record

• Your height

Which of the following statements is TRUE about auto insurance premiums?

• If you have an auto insurance policy and don't get into a car accident or file any claims for a year, you get your premiums back from the insurance company.

• If you have an auto insurance policy and get into multiple accidents within one year, your premium amount will decrease.

• Auto insurance premiums are a fixed price across all insurance companies.

• Auto insurance premiums can vary from company to company, therefore, it is important to comparison shop for the best price and coverage.