Auto Insurance Quizziz

A deductible is your share of the repair costs after a claim has been made. You must pay this FIRST before the insurance kicks in.

• True

• False

Which is NOT true about Comprehensive Insurance Coverage

• Covers damage by hitting an animal

• Covers damage from your car battery freezing

• Covers damage from vandalism or a fire

• Covers damage from a hail storm

The amount you pay to the insurance company for insurance coverage.

• Premium

• Deductible

• Coverage

How can you lower your auto insurance deductible?

• Choose an auto insurance policy with a higher premium

• Choose an auto insurance policy with a lower premium

• Install a car alarm system

The minimum Auto Insurance coverage required for the State of Illinois is .....

• 25/50/20

• 10/10/20

• 20/20/20

• 75/200/100

Tania has an auto policy of 75/200/100. What does the 75 stand for?

• $75,000 in bodily injury liability per person

• $75,000 bodily injury liability total per accident

• $75,000 in property damage per accident

Nathan has an auto insurance policy of 120/250/100. What does the 100 stand for?

• $100,000 in property damages per accident

• $100,000 in bodily injury liability per person

• $100,000 in bodily injury liability total per accident

People buy insurance because they want to transfer the risk of financial loss to someone else.

• True

• False

This type of auto insurance coverage covers you, if you are in a crash, EVEN if you are at FAULT.

• Collision

• Comprehensive

• Personal Injury

• Liability

Which auto insurance coverage is optional? Select all that apply.

• Collision

• Comprehensive

• Liability (Bodily Injury & Property Damage)

• Uninsured/Underinsured Motorist Coverage