Consumer Skills

If a business or an individual asks for your Social Security number, it is recommended to ask how they plan to use it.

• True

• False

You should carry your Social Security card with you at all times.

• True

• False

A credit report can indicate someone opened a credit card or loan in your name, or is using one of your credit accounts without your permission.

• True

• False

When creating passwords and PINs, which information should you avoid?

• Last 4 digits of Social Security number

• Middle Name

• Birthdate

• All of these

What occurs when a thief watches someone use a laptop, ATM, or electronic device in public to get personal information?

• Skimming

• Phishing

• Dumpster Diving

• Shoulder Surfing

What is it called when a thief searches through dumpsters, trash cans, recycling bins, and trash heaps at a landfill to find personal information?

• Skimming

• Shoulder Surfing

• Dumpster Diving

• Phishing

What is the method involving a small device that reads the information stored in the card's magnetic strip or microchip?

• Shoulder Surfing

• Skimming

• Dumpster Diving

• Phishing

What can you do to protect your identity online? (Select all that apply.)

• Use the same password for every account

• Create a unique password with special characters

• Be cautious of sharing personal info online

• Only shop on unsecured sites

Which website can you report identity theft?

• reportmyidentitytheft.com

• getbackyouridentity.gov

• annualcreditreport.com

• identitytheft.gov

Review your monthly credit card statement for fraudulent charges.

• True
• False