What % of the total debt can be comprised of Discover/Amex?

• 15

• 50

• 70

• 100

What is considered a "qualified" lead?

• Anything that gets thrown in front of you

• $7,500 in debt

• $10,000 in debt

• Toothbrush

What is the longest term for a program with only 1 tradeline

• 20

• 24

• 30

• 36

Which of these states are considered the Gold States here at this lovely company!?

• New Jersey

• Ohio

• North Carolina

• South Carolina

If a client has been served by one of their creditors, we can help them as long as they have not gone to court yet.

• TRUE

• FALSE

What types of student loans do we accept?

• All of them

• Federal

• Private

All active unsecured debt from the same creditor must be enrolled EXCEPT for which creditor?

• Cap One

• Synchrony

• OneMain

• Discover

If a client has not been served, but their debt is with a law firm, we are okay to enroll them

• TRUE

• FALSE

What are the stipulations for us being able to enroll a high interest loan(AKA PAYDAY or TRIBAL loan)

• Proof of the payoff amount at the time of enrollment

• loan must have an original term length of at least 13 months

• statement must be dated within the last 30 days

• showing at least one payment was made towards the loan

• If no proof of payment available, loan must be open for at least 60 days

If I have a mortgage through Bank of America, can I enroll my unsecured debt with Bank of America into the debt resolution program?

• Yes

• No

• Yes, but needs to be advised to open a new bank account.

• Yes, but has to refinance mortgage with 30 days.