Business Management Final Exam

What are the functions of the Securities Market?

• Mechanism for buying and selling stocks and bonds to other investors

• To make arrangements for a lender to loan specified amounts of money

• To secure a loan to a lender with some type of Collateral

• To secure a loan only by a borrower's good credit rating and it's reputation

These are short term debt obligations sold by the US Government to raise money.

• Bonds

• Treasury Bills

• CDs

• Money Market Accounts

An investment that pools individual investor dollars and invests them in large numbers of well-diversified securities.

• Bond

• Certificate-of-deposit

• Mutual Fund

• Stock

Able to offers lower interest rates for loans and higher interest rates for savings accounts because they are owned and operated by it's members..

• Savings and Loan Association

• Commercial Bank

• Mutual Savings Bank

• Credit Union

If a deposit of $10,000 or more is made-who must the bank notify?

• Federal Reserve Bank

• US Treasury Department

• Federal Deposit Insurance Corporation

• National Credit Union Administration

How much does the FDIC insure accounts for at most major banks?

• 300,000

• 250,000

• 200,000

• 350,000

What is the main function of the Federal Reserve Bank?

• To regulate the nation's banking and financial industry

• To regulate disputes between businesses and their customers

• To insure checking and savings accounts

• To promote trade and economic cooperation with other countries

Which one does not belong to the 4 Ps of Marketing?

• Price

• Product

• Promotion

• Premium

What is NOT a Psychological Factor of Consumer's Buying Behavior?

• Attitude

• Personality

• Motivation

• Culture

Which financial statement is a "snapshot"of an organization's financial position at a given moment?

• Ledger

• Balance Sheet

• Statement of Cash flows

• Income Statement