My Experience With Credit

Read: "My experience with credit and answer the following questions

What is the most effective way to combine sentences 2 and 3?

• After asking my parents to loam me the skateboard money, my dad told me no, and I said I would pay them back later.

• I asked my parents to loan me the skateboard money, saying I would pay them back later, but my dad told me no.

• I asked my parents to loan me the skateboard money, and I said I would pay them back later and my dad told me no.

• Although I asked my parents to loan me the skateboard money my dad told me no even though I said I would pay them back later.

Answer explanation

Adding a comma after the first sentence and changing "I said" to "saying" is the most effective way to combine sentences 2 and 3.

Veronica has not used the most effective word in sentence 10. Which word should replace use to create a more effective sentence?

• waste

• designate

• need

• employ

Answer explanation

Replacing "use" with "waste" creates a more effective sentence because it emphasizes the importance of not spending money impulsively.

What is the most effective transition to add to the beginning of sentence 12?

• In either case

• Correspondingly

• To put it differently

• Unfortunately

Answer explanation

A transition is a word, phrase, or sentence that connects topics or ideas. Adding the word "unfortunately" to the beginning of sentence 12 creates an appropriate transition because it establishes a contrast.

Sentence 20 is unclear. How should it be revised?

• Having my credit history included on the family credit report encouraged me to handle my card wisely.

• Because I had my credit history included on the family credit report, it was highly motivating to handle my card wisely.

• It became a primary goal of mine to handle my card wisely with the family credit report having my credit history included on it.

• I wanted to handle my card wisely with it including my credit history on the family credit report.

Answer explanation

Sentence 20 is confusing because a gerund phrase, which is a phrase that functions as a noun, is the subject and is followed by another gerund phrase. This option corrects the confusion by creating a predicate for the gerund phrase.

Veronica wants to add a call to action to the end of her essay. Which sentence should she insert after sentence 25 to provide an effective call to action?

• All parents should teach their children about establishing good credit.

• Teenagers often overspend before they head out into the workforce or off to college.

• All teens should take the simple steps necessary to begin building good credit.

• If I can earn better credit, I can do anything.

Answer explanation

A call to action is a statement that encourages the reader to consider an idea or change a behavior. Inserting this sentence after sentence 25 provides an effective call to action because it tells teens exactly what Veronica recommends.

Do you believe financial literacy should be taught? Why or why not?

Use complete sentences. (up to 3)

Using the audio feature, describe the following about yourself:

1. Do you own a checking or savings account?

2. Do you receive an allowance and how much?

If you had a credit card with a 25,000 limit, draw the first thing you would buy:

Identify and name 3 reasons why having a credit card or checking account with a credit card # is important to have NOW.

Which class would you enroll in?

• Credit Card applications

• Stock and Trade

  buying

• Managing a checking bank account

• How to buy a car and home