4.3 Car Insurance

Responsible for damages caused.

• claim

• negligent

• liable

• Premium

Tags

CCSS.RL.11-12.4

CCSS.RI.11-12.4

CCSS.RL.9-10.4

CCSS.RI.9-10.4

CCSS.RL.8.4

At fault for damages caused

• liable

• Bodily Injury Liability

• claim

• negligent

A contract between a driver and an insurance company, where the driver agrees to pay a fee (called the premium) and the company agrees to cover certain accident-related costs when the driver makes a claim (request for payment).

• automobile insurance

• insurance

• liable

• Negligent

Tags

CCSS.RI.11-12.4

CCSS.RL.11-12.4

CCSS.RL.9-10.4

CCSS.RI.9-10.4

CCSS.RI.8.4

The amount paid for an insurance policy.

• uninsured/underinsured motorist protection (UMP)

• bodily injury liability (BI)

• automobile insurance

• premium

A request for payment from an insurance company by a policy holder.

• claim

• premium

• liable

• no-fault insurance

Covers personal injury if a driver is at fault in an accident.

• bodily injury liability (BI)

• uninsured/underinsured motorist protection (UMP)

• property damage liability (PD)

Insurance coverage that pays for damage a driver causes to another person’s property.

• bodily injury liability (BI)

• property damage liability (PD)

• personal injury protection (PIP)

Coverage that pays for injuries to a driver or passengers caused by a driver who has no insurance or does not have enough insurance to cover the medical losses.

• property damage liability (PD)

• personal injury protection (PIP)

• uninsured/underinsured motorist protection (UMP)

• personal injury protection (PIP)

An added type of insurance coverage mandatory in some states that pays for any physical injuries that the driver or the passengers sustain while in the vehicle, even if there is no traffic accident; sometimes called no-fault insurance.

• property damage liability (PD)

• uninsured/underinsured motorist protection (UMP)

• personal injury protection (PIP)

• bodily injury liability (BI)

Same as PIP, or personal injury protection.

• no-fault insurance

• insurance

• no Fault

• Claim