NHG +Infinity

A customer is opting for 10lacs S.I whom all he can cover in a family floater plan (NHG)

• Self +Spouse

• Self +Spouse + Children

• Self +Spouse + Children + Parents

• Self +Spouse + Children + Parents + Parents - in laws

  If the customer has opted for Twin sharing room and at the time of Emergency Hospitalization, due to non availability if he avail treatment in private room, then there is no co-payment

• True , because it was emergency and in case of emergency we allow to upgrade room

• False , customer has availed discount so co-payment will be applicable

Customer his porting his 4 years old policy to us at the age of 62 , how much co-payment would be applied in NHG

• 10% co- payment

• 15% co- payment

• 20% co- payment

• No co- payment

Answer explanation

If customer first inception date with other company is below 60 years than there is no co-payment in NHG

Customer aged 63 years is buying 50lacs of Infinity plan. How much co-payment would be applied

• Co-payment is voluntary -not mandatory in Infinity

• 10% co-payment would be applied

• 15% co-payment would be applied

• 20% co-payment would be applied

Answer explanation

Mandatory co-payment is applicable in NHG plan if entry age is above 60 years.There is no mandatory co-payment on age basis in Infinity

In Infinity plan maximum amount offered under planned Global treatment is ?

• 10lacs max up to 5cr

• 50lacs

• 50% of S.I max up to 50lacs

• 100% of S.I max up to 50lacs

Under Global planned treatment deductible of $___ is applicable on IPD treatment

• $100 deductible

• $1000 deductible

• $150 for IPD treatment

• No deductible applicable

Answer explanation

No deductible is applicable as OPD is not offered in Planned Global treatment

Customers BMI is 31 how much loading/ discount he is eligible for in Infinity ?

• 5% discount

• No loading No discount

• 5% loading

• 10% loading

Global treatment for a 3 years policy would be ?

• Max up to 15 days

• Max up to 30 days

• Max up to 45 days

• Max up to 135 days

Answer explanation

The answer 135 days considering 45 days in each year.

Special treatment is covered up to S.I means ?

• Consumables are covered up to S.I

• Specific illness will be covered up to S.I

• Modern treatment will be covered up to S.I

• AYUSH will be covered up to S.I

Under New born baby cover maximum how many vaccinations are covered ?

• 3

• 6

• 9

• 12

Answer explanation

Only 6 vaccinations are covered which are :

• Hepatitis B(Hep B)

• Rotavirus(RV)

• Diphtheria, Tetanus and Acellular Pertussis (DTaP)

• Hemophilus Influenza type b(Hib)

• Pneumococcal Conjugate (PCV13)

• Inactivated Poliovirus (IPV)