financial literacy

Building savings into your monthly budget is important because it helps you to...

• Avoid unplanned (bad) debt

• Increase your independence

• Fare better when surprise expenses arise

• Earn a little interest

• Build a down payment for big expenses

Fixed expenses are those which...

• Generally do not change from one month to the next

• Are used to repair broken items around the home

• Affix a smile upon Dr. Kaiser's face. Aww...

• Are fixin' to break the budget.

What is debt?

• Money you give to someone else.

• Money you earn.

• Money you have borrowed and must pay back.

• A form of interest, like debit.

The stock market is food for what kinds of goals?

• long-term, like retirement

• intermediate-term, like a down payment on a house in 3 years

• short-term, like next month's rent

• all of the above

This innovative program that exists to assist Texas State students in learning how to successfully transition from the university to professional schools or enter the workforce

• Txst Café

• Boko Internship

• Bobcat Basic

• Career 101

What is KYC>

• Know your Customer

• Know your consumer

• All of the above

• None of the above

Compound interest gives more return than simple interest

• yes

• no

• dont know