Bus Fin Prelim 23-24

You borrowed Php. 20,000 from ABC Bank. After a month the amount due to bank is now Php. 25,000. The Php. 5,000 difference is known as?

• Charge

• Interest Rate

• Payment Due

• Debt

You were earning Php. 50,000 from a Government Agency. After receiving the said salary, you started to allocate budget for your emergency fund, saving, and other expenses. This is an example of?

• Public Finance

• Corporate Fiance

• Family Finance

• Personal Finance

Sam wants to buy a new bag amounting to Php. 500. Due to her hectic schedule from school, she decided that it would be better to buy the new bag next school year and just save the money. After a year, she decided its time to buy the bag but now her money is not enough because the amount of the bag now is Php. 700. This concept is known as?

• Time Value of Money

• Changes in Value of Money

• Increasing in Value of Money

• Growing Value of Money

Marites wants to start-up a Milk Tea Shop near Baliwag Polytechnic College, In order to have a starting Capital she borrow money from St. Augustine Cooperative with an Interest of 5%. This Fund is known as?

• Credit Finance

• Equity Finance

• Debt Finance

• Bank Finance

Dan has a successful coffee shop due to uniqueness of his coffee that is made of brown rice. Dan's girlfriend suggested that it's better to have another coffee shop because of the increasing demand but Dan does not have enough capital to open another branch, so he decided to offer shares of his company in exchange for additional capital. This is an example of?

• Debt Finance

• Equity Finance

• Paid-in Capital

• Credit Finance

The President requested to lower the tax percentage by 3% to increase the tax collection in order to have an additional National Budget. This activity is known as?

• Government Finance

• National Finance

• Domestic Finance

• Public Finance

Gary was promoted as a new manager for ZYX Company, majority of his task deals with how his company will get additional funding and how much dividend will be distributed. This activity is known as?

• Corporate Finance

• Company Finance

• Organizational Finance

• Business Finance

Kate make sure that she has a concrete business plan for her dress shop to ensure that optimal profit for her business. This means?

• Earn Profit

• Increasing Profit

• Earning Profit

• Maximizing Profit

Jeremy is hired as a new financial manager, he focuses on updating monthly update with the financial aspect of the company to the investors and board of directors. This objective means?

• Strong Relationship

• Manage Relationships

• Growing Relationship

• Developing Relationship

Business must have permits and follow industry specific regulations. This means?

• Ensuring Compliance and Financial Requirements

• Tracking Liquidity and Financial Requirements

• Developing Financial Scenarios

• Applying for Permit and Financial Requirements