Auto Insurance

Match the following term to the proper definition.

• ...protects you against drivers with no insurance.

• Uninsured / Underinsured Protection

• ...covers damage to your vehicle caused by a another vehicle.

• Collision Insurance

• ...pays for medical expenses of the policy holder.

• Personal Injury Protection (PIP)

• ...covers damage to your vehicle not caused by a wreck.

• Comprehensive Insurance

• ...protects you from harm/damage done to another driver.

• Liability Insurance

If you cause a wreck, your ​ (a)   will likely ​ (b)   .

• premium
• increase
• copay
• decrease

Paying a larger deductible will ___ your premium.

• Increase

• Decrease

• Have no effect on

Identify all of the items below that can reduce the cost of your auto insurance.

• Good grades

• Driving an older car

• Staying on your parents' policy

• Safe driving

True or False: You should ALWAYS keep a copy of your insurance card in your car.

• True

• False

• What's an insurance card?

Lower coverage costs less, but it also ___

• Protects you from much less

• Protects you from a lot of potential fees

• Hurst your credit score

• Boosts your credit score

Identify all of the things that you could be responsible for below if you cause an accident...

• Ambulance rides for hurt passengers

• The cost to repair your vehicle

• The cost to repair their vehicle

• Surgeries to treat injuries