8.1 Activity

I've had terrible customer service at the banks I've been into, so I don't like them and I don't trust them. I'm certainly not leaving my money with them.

• I know that my money is safe and protected in a bank. They are insured by the FDIC (or NCUA) for $250,000 in case there's a robbery.

• I know that putting money in the right kinds of bank accounts helps me earn interest-and that helps me make more money. The people at the bank have taught me more about money market accounts and how to manage my money and keep up with my accounts.

• I have a great local bank, but I have also had great experience with an on line bank. I really don't need to go and talk to a bank person when I need to make a deposit or get money out. My on line bank is very secure and has all the features I need.

• You can open a bank account, with your parents' help, around age 13.

I've never really learned what banks are all about, and I don't understand all this money stuff. If it doesn't make sense to me, I'm not doing it.

• I know that my money is safe and protected in a bank. They are insured by the FDIC (or NCUA) for $250,000 in case there's a robbery.

• I know that putting money in the right kinds of bank accounts helps me earn interest-and that helps me make more money. The people at the bank have taught me more about money market accounts and how to manage my money and keep up with my accounts.

• I have a great local bank, but I have also had great experience with an on line bank. I really don't need to go and talk to a bank person when I need to make a deposit or get money out. My on line bank is very secure and has all the features I need.

• You can open a bank account, with your parents' help, around age 13.

Where I live, there just aren't a lot of banks. As a result, the ones close by charge a lot of fees, and they don't provide many convenient services for me.

• I know that my money is safe and protected in a bank. They are insured by the FDIC (or NCUA) for $250,000 in case there's a robbery.

• I know that putting money in the right kinds of bank accounts helps me earn interest-and that helps me make more money. The people at the bank have taught me more about money market accounts and how to manage my money and keep up with my accounts.

• I have a great local bank, but I have also had great experience with an on line bank. I really don't need to go and talk to a bank person when I need to make a deposit or get money out. My on line bank is very secure and has all the features I need.

• You can open a bank account, with your parents' help, around age 13.

I'm too young to open a bank account.

• I know that my money is safe and protected in a bank. They are insured by the FDIC (or NCUA) for $250,000 in case there's a robbery.

• I know that putting money in the right kinds of bank accounts helps me earn interest-and that helps me make more money. The people at the bank have taught me more about money market accounts and how to manage my money and keep up with my accounts.

• I have a great local bank, but I have also had great experience with an on line bank. I really don't need to go and talk to a bank person when I need to make a deposit or get money out. My on line bank is very secure and has all the features I need.

• You can open a bank account, with your parents' help, around age 13.

I don't have a lot of money, and I know they'll have a minimum balance amount you have to keep in the account. I'm living paycheck to paycheck right now and can't afford to not have access to all of my money.

• My checking account came with a $0 charge and a small minimum balance. They also have safeguards to keep me from getting charged multiple times if I go below my minimum balance. Plus, their e-banking services and text feature alert me when I'm getting close to my minimum balance.

• I do research to find the bank in my area that best meets my needs without charging a lot of fees. I have an intemet-bearing savings account and a free checking account. I can use my ATM card for free at all the network ATM machines and at the local grocery store to get cash-plus, my bank refunds me if I get charged an ATM fee at other machines. You don't have to pay fees.

• Banks are for more than just checking accounts. If you have savings, it will be safer, and you'll be able to manage it better in a savings account-and it could earn interest. Then, once you have a job and regular paycheck, you can choose direct deposit and your paycheck is automatically deposited for you.

• I've learned some really important things about managing my money well. As a result, I haven't made a bunch of money mistakes. My bank helps me stay on track with my finances. And I've heard my bank has some services to help me if I happen to get myself into a financial mess.

I just don't like all the fees banks charge me-for my account, for using an ATM card, for overdrafts, and on top of that, for an annual maintenance fee-whatever that is.

• My checking account came with a $0 charge and a small minimum balance. They also have safeguards to keep me from getting charged multiple times if I go below my minimum balance. Plus, their e-banking services and text feature alert me when I'm getting close to my minimum balance.

• I do research to find the bank in my area that best meets my needs without charging a lot of fees. I have an intemet-bearing savings account and a free checking account. I can use my ATM card for free at all the network ATM machines and at the local grocery store to get cash-plus, my bank refunds me if I get charged an ATM fee at other machines. You don't have to pay fees.

• Banks are for more than just checking accounts. If you have savings, it will be safer, and you'll be able to manage it better in a savings account-and it could earn interest. Then, once you have a job and regular paycheck, you can choose direct deposit and your paycheck is automatically deposited for you.

• I've learned some really important things about managing my money well. As a result, I haven't made a bunch of money mistakes. My bank helps me stay on track with my finances. And I've heard my bank has some services to help me if I happen to get myself into a financial mess.

I don't have a job right now where I'm getting a regular paycheck, so I really don't need to use a bank.

• My checking account came with a $0 charge and a small minimum balance. They also have safeguards to keep me from getting charged multiple times if I go below my minimum balance. Plus, their e-banking services and text feature alert me when I'm getting close to my minimum balance.

• I do research to find the bank in my area that best meets my needs without charging a lot of fees. I have an intemet-bearing savings account and a free checking account. I can use my ATM card for free at all the network ATM machines and at the local grocery store to get cash-plus, my bank refunds me if I get charged an ATM fee at other machines. You don't have to pay fees.

• Banks are for more than just checking accounts. If you have savings, it will be safer, and you'll be able to manage it better in a savings account-and it could earn interest. Then, once you have a job and regular paycheck, you can choose direct deposit and your paycheck is automatically deposited for you.

• I've learned some really important things about managing my money well. As a result, I haven't made a bunch of money mistakes. My bank helps me stay on track with my finances. And I've heard my bank has some services to help me if I happen to get myself into a financial mess.

I don't want to try to open a bank account, because they'll do a background check, and I have a negative financial history, including a bunch of bounced checks.

• My checking account came with a $0 charge and a small minimum balance. They also have safeguards to keep me from getting charged multiple times if I go below my minimum balance. Plus, their e-banking services and text feature alert me when I'm getting close to my minimum balance.

• I do research to find the bank in my area that best meets my needs without charging a lot of fees. I have an intemet-bearing savings account and a free checking account. I can use my ATM card for free at all the network ATM machines and at the local grocery store to get cash-plus, my bank refunds me if I get charged an ATM fee at other machines. You don't have to pay fees.

• Banks are for more than just checking accounts. If you have savings, it will be safer, and you'll be able to manage it better in a savings account-and it could earn interest. Then, once you have a job and regular paycheck, you can choose direct deposit and your paycheck is automatically deposited for you.

• I've learned some really important things about managing my money well. As a result, I haven't made a bunch of money mistakes. My bank helps me stay on track with my finances. And I've heard my bank has some services to help me if I happen to get myself into a financial mess.