Wish / If only (past regrets)

I can't get a good job now. If only I _____ harder at university.

• was studying

• have studied

• had studied

• had been studying

I wish she _____ the test last week.

• had passed

• has passed

• passed

• was passing

It's a financial crisis here and I'm bankrupt now. I wish I _____ in another country.

• was born

• had been born

• have been born

• been born

I'm living in Spain and can't speak Spanish. I wish I _____ Spanish instead of German at school.

• have chosen

• chose

• had chosen

• was choosing

My life could be different. I wish I _____ him earlier.

• had met

• have met

• met

• was meeting

I have a stomachache now. I wish I _____ the cake.

• had eaten

• hadn't eaten

• have eaten

• ate

I'm studying maths and I don't like it at all. I wish I ______ what the options were before entering university.

• have learned

• learned

• had learned

• was learning

I'm not so strong and I can't travel a lot. I wish I ____ more travelling in my youth.

• had done

• did

• have done

• was doing

I have spent all my money and now I can't buy a smartphone. If only I ____ money to buy it.

• have saved

• saved

• had saved

• was saving

I forgot to lock the door and they stole my laptop. I wish I _____ my flat.

• had lock

• had locked

• have locked

• locked