What term describes: food, shelter, clothing, transportation

• four walls

• garnishment

• pro rata

• collectors

• fraud

What term describes: court order allowing a lender to take money directly from the debtor's paycheck

• credit bureau

• garnishment

• pro rata

• collectors

• fraud

What term describes: trained salespeople or telemarketers

• credit bureau

• FICO score

• pro rata

• collectors

• fraud

What term describes: using another person's information to obtain goods or services

• credit bureau

• FICO score

• pro rata

• collectors

• fraud

What term describes: TransUnion

• credit bureau

• FICO score

• pro rata

• collectors

• fraud

What term describes: "I love debt" score

• credit bureau

• FICO score

• pro rata

• collectors

• fraud

You should always pay the collectors first

• true

• false

Answer explanation

You should always pay necessities first

The best way to deal with debt is with a plan

• true

• false

The Federal Fair Debt Collection Practices Act allows for creditors to call between 7:00 am and 10:00 pm

• true

• false

Answer explanation

8 am - 9 pm

If you are a victim of identity theft, you are only responsible for the first $250 of debt

• true

• false

Answer explanation

If you are a victim of identity theft, you are not responsible for any of the debt