KTTT-NH

A type of institution that offers basic financial products

• Rural Bank

• Commercial Bank

• Public Bank

• Bank of commerce

An amount of money offered by a bank to a borrower at a defined interest rate for a fixed period

• Bank account 

• Bank savings

• Bank loan

• Bank deposits

Refers to commercial banks that are headquartered in a foreign country, but operate branches in different countries.

• Commercial Bank

• Private Sector Bank

• Foreign Bank

• Foreign Exchange Bank

What is the biggest bank in Vietnam

• BIDV

• Vietcombank

• Techcombank

• Viettinbank

Which of the following functions are performed by the commercial banks?

• Issuance of currency notes

• Rediscounting of bills

• Preparation of monetary policy

• Credit creation

Which is NOT a function of commercial bank?

• Providing financial and tax planning advice

• Print money

• Providing insurance

• Exchanging foreign currencies

What is a commercial bank?

• Commercial banks are state-owned enterprises operating under the Enterprise Law.

• Commercial banks are credit institutions whose main business is to issue money.

• Commercial banks are an extremely important intermediary financial institution in the market economy, a type of business operating in the monetary-banking field.

How many joint-venture banks are there in Vietnam? 

• 3

• 4

• 5

• 6

Additional measures of bank performance include

• ROA and ROE

• ROA, ROE and the NIM (net interest margin)

• ROE and the NIM

Commercial banks earn money in all of the following EXCEPT:

• Investing in other companies

• Charging fees for their services

• Collecting interest on loans

• Taking a percentage off of all deposits