Loans Operations

Employee Number (5-digit)

LAST NAME

1. Approval Media for SME Loans that contains the terms and conditions of the loan, with conformity of approving authorities

• A. General Loans Agreement

• B. Offering Slip

• C. Letter of Undertaking

• D. Credit Advice

2. System used to implement loan amendments

• A. XMAN

• B. RUSH.net

• C. ILAPS

• D. ILS

3. Which of the following documents is always required for mortgage account, regardless of loan purpose?

• A. CAML

• B. SPA

• C. Letter of Guaranty

• D. ULAMA

4. What additional loan document is required if loan purpose is Acquisition with Refinancing from other Bank?

• A. CAML

• B. SPA

• C. Letter of Guaranty

• D. ULAMA

5. For back-to-back Loans, what is the standard loan collateral ratio (LCR) for a dollar-denominated Loan?

• A. 70%

• B. 80%

• C. 90%

• D. 100%

6. Type of encumbrance on real property acquired by the registered owner from the distribution of the estate of the deceased

• A. Section 4 Rule 74

• B. Section 7 RA 26

• C. Lis Pendens

• D. Adverse Claims

7. Type of encumbrance on real property on lost or destroyed title, thus reconstituted

• A. Section 4 Rule of 74

• B. Section 7 RA 26

• C. Lis Pendends

• D. Adverse Claims

8. For construction loans, Charter Ping An automatically covers the Fire insurance upon 90 % stage of completion.

• A. True

• B. False