HEALTH GAIN QUIZ

What is extra sum insured?

• Additional accident cover for all insured members
• Additional Critical illness cover for all insured members
• The company shall provide an additional 20% of base sum insured as extra sum insured on the same claim.
• None of Above

What is pre existing waiting period in Health Infinity?

• 48 Months, can be reduced to 3 years
• 36 months, can be reduced to 24 months or 12 months
• 24 Months
• 12 Months

Customer has option to opt air ambulance as optional benefit.

• True
• FALSE
• NA
• ONLY WITH 20 LAKH SA

Waiver of renewal premium if listed CI diagnosed to proposer(Who is insured also) is available in

• Only Prime
• Only Power & Prime
• Plus, Power & Prime

What is cumulative bonus?

• 33.33% of base SI will be added in each claim free year and it shall not exceed 100% of base SI.
• 50% of base SI will be added in each claim free year and it shall not exceed 100% of base SI.
• 20% of base SI will be added in each claim free year and it shall not exceed 100% of base SI.
• 25% of base SI will be added in each claim free year and it shall not exceed 100% of base SI.

If customer opted zone 2 and going to zone 1 for treatment, will there be any co payment?

• No
• Yes, there will be copayment of 20%.
• Yes, there will be co payment of 10%.

Ayush is covered up to:

• 20000 rupees
• 50000 rupees
• Sum Insured
• Not Covered

Premium paid in Health Insurance policy gives tax benefit under:

• Sec 80C
• Sec 10(10D)
• Sec 80D
• Sec24b

Loyalty cover shall be provided to policy holder(who is insured also) at the end of each policy year only if there in no claim during policy year.

• TRUE(it must be claim free year)
• FALSE( Irrespective of claim loyalty benefit will be there)

Max Limit Of Air Ambulance

• 7.5% of Base Sum Insured or Rs 5 Lakhs whichever is higher
• 7.5% of Base Sum Insured or Rs 10 Lakhs whichever is higher
• 5% of Base Sum Insured
• 7.5% of Base Sum Insured or Rs 20 Lakhs whichever is higher