IBFS 31 July 2023

_____________ bank served mostly technology workers and venture capital-backed companies, including some of the industry's best-known brands.

• Silicon Valley

• Signature

• First Republic

• SilverGate

______ Capital, a holding company for a bank that since 2016 had bet big on servicing the emerging crypto economy

• SilverGate

• Silicon Valley

• First Republic

• Signature

____________ bank was the nation's 16th-largest bank, and at the time its rout represented the second biggest bank failure in U.S. history

• Silicon Valley

• SilverGate

• Heartland Tri-State

• First Republic

Silicon Valley Bank was caught unprepared when the Federal Reserve hiked ________ earlier this year, a move that reduced the value of its reserves of Treasury bonds.

• interest rates

• CRR

• SLR

• bank rates

Silicon Valley Bank was acquired by ------------

• First Citizens Bank of Raleigh
  
  

• JP Morgan

• Deutsche Bank

• Citizens Bank

When ____ demands got high enough, Silvergate and Silicon Valley Bank had to sell those backing assets at substantial losses

• cash

• customer

• central bank

• government

Silvergate announced a ______ on the sale of assets in the fourth quarter of last year, while Silicon Valley Bank (with a larger overall balance sheet) announced __________while liquidating assets.

• $1 billion loss, $1.8 billion loss

• $2 billion loss, $2.8 billion loss

• $ 1.5billion loss, $1.9 billion loss

• $1.9 billion loss, $1.5 billion loss

The 94-year-old private lender LVB, headquartered in Chennai, saw its _________deteriorate rapidly over the past three years, said the RBI as it imposed a 30-day moratorium on the bank on November 16, 2020.

• asset quality

• liquidity

• operating profit

• margins

LVB faced restrictions after it was placed under -------------- by RBI.

• Prompt Corrective Actions

• Prudential Norms

• Cash Reserve Ratio

• Moratorium

On March 5, 2020, the Reserve Bank of India (RBI) imposed a ______-day moratorium on YES Bank, superseded the private-sector lender's board,

• 30

• 60

• 90

• 120