Investment Terms

Property Investment

• Buying real estate (like houses or apartments) with the hope that they will increase in value over time, so you can make money when you sell them.
• A savings plan in New Zealand where you put money aside for your retirement, and sometimes the government adds extra money to it.
• Someone who prefers safer, lower-risk investments that might not make as much money but are less likely to lose money.
• A person who combines different types of investments to create a portfolio, managing both risk and return.

Investment

• A savings plan in New Zealand where you put money aside for your retirement, and sometimes the government adds extra money to it.
• Information about your investment preferences and goals, which helps you make choices that suit your financial needs.
• Someone who is willing to take on more risk in exchange for the possibility of higher returns and faster growth of their investments.
• Putting your money into something (like stocks, bonds, or property) with the expectation that it will grow or make more money in the future.

Term Deposit

• These are like loans you give to the government, and in return, they pay you back with interest after a set period.
• A savings plan in New Zealand where you put money aside for your retirement, and sometimes the government adds extra money to it.
• The chance that you might lose money when you invest or make financial decisions.
• A type of bank account where you agree to leave your money for a fixed period (or term) in exchange for earning interest on it.

NZ Government Bonds

• Tiny parts of a company that you can buy. Owning shares means you own a piece of that company.
• A person who combines different types of investments to create a portfolio, managing both risk and return.
• These are like loans you give to the government, and in return, they pay you back with interest after a set period.
• This is someone who is willing to take on a lot of financial risk in the hope of getting higher returns.

Shares

• This is someone who is willing to take on a lot of financial risk in the hope of getting higher returns.
• Tiny parts of a company that you can buy. Owning shares means you own a piece of that company.
• When something, like an investment, increases in value or size over time.
• The money you make (or lose) on your investments, usually measured as a percentage of what you originally put in.

KiwiSaver

• These are like loans you give to the government, and in return, they pay you back with interest after a set period.
• A savings plan in New Zealand where you put money aside for your retirement, and sometimes the government adds extra money to it.
• When something, like an investment, increases in value or size over time.
• Buying and selling different types of money (currencies) with the hope of making a profit as their values change.

Currency Trading

• The benefit or profit you can gain from taking a financial risk or making an investment.
• This is someone who is willing to take on a lot of financial risk in the hope of getting higher returns.
• Buying and selling different types of money (currencies) with the hope of making a profit as their values change.
• Your beliefs and what is important to you, which can influence your investment decisions.

Derivatives

• The chance that you might lose money when you invest or make financial decisions.
• Regular money issued by a government, like the New Zealand dollar (NZD).
• A person who combines different types of investments to create a portfolio, managing both risk and return.
• Financial contracts that get their value from something else, like the price of a stock or a commodity.

Cryptocurrency

• The benefit or profit you can gain from taking a financial risk or making an investment.
• Tiny parts of a company that you can buy. Owning shares means you own a piece of that company.
• A type of digital money that uses encryption to secure transactions and is not controlled by a central authority like a bank.
• Someone who is willing to take on more risk in exchange for the possibility of higher returns and faster growth of their investments.

Fiat Money

• Buying real estate (like houses or apartments) with the hope that they will increase in value over time, so you can make money when you sell them.
• This is someone who is willing to take on a lot of financial risk in the hope of getting higher returns.
• A type of bank account where you agree to leave your money for a fixed period (or term) in exchange for earning interest on it.
• Regular money issued by a government, like the New Zealand dollar (NZD).