This stage of investing begins when you have "excess" savings and can afford to make permanent investments in addition to temporary savings.

• Speculative Investing
• Beginning Investing
• Systematic Investing
• Strategic Investing

Investing on a regular and planned basis. (usually begins in you 30's and early 40's when earning potential is highest).

• Stage 3: Systematic Investing

• Stage 4: Strategic Investing

• Stage 5: Speculative Investing

According to our notes in class, we described achieving financial security as ________________.

• Living above your means

• Peace of Mind

• A bunch of likes 👍 on your social media

Which of the following best define diversification.

• Spreading the risk among many types of investments.
• The chance that an investment’s value will decrease.
• Investing in your favorite company
• Investing to beat inflation

A collection of investments is known as your _________________.

• Principal
• Maturity Date
• Interest
• Portfolio

When an investment is LIQUID it means it is

• Difficult to turn into cash

• Easy to turn into Cash

Which of the following is an example of an illiquid asset?

• Checking Account

• House

• Mutual Fund Investments

Another name for your "Put and Take Account" is

• Emergency Fund
• Savings Fund
• Investment Fund
• None of the above

Interest computed on the original principal plus accumulated interest

• Strategic Interest
• Compound Interest
• Simple Interest
• Annual Percentage Interest

Which is an exmaple of a short term/short term savings need?

• Vacations

• Home Ownership