HiP Refresher Quiz

What is the premium rate for extra benefit of Strike, Riot & Civil Commotion?

• 15% of Vehicle Sum Insured

• 10% of Vehicle Sum Insured

• 0.5%  of Vehicle Sum Insured

• 0.3 % of Vehicle Sum Insured

What is the premium of windscreen coverage if customer insured for RM2,000.00?

• RM 200

• RM 300

• RM 400

• RM 2,000

Which of the following about Lost Key Reimbursement is FALSE?

• Pay first Claim later by Insurance Panels

• RM1000 reimbursement

  to replace the

  stolen keys

• Requires police report and receipt of purchase

• RM1000 reimbursement

  to replace the misplaced keys

What would the claim process be for Flood and Lost Key Reimbursement benefits?

• Pay and Claim Basis from Insurance Panels

• Directly Covered by Insurance Panels

• Directly Covered by Dealer

• Pay and Claim Basis from HMSB

For Agreed Value and Betterment, the year of the vehicle is counted from the year the car is ….....................

• launched

• manufactured

• booked

• registred

HiP's Personal Accident total coverage is up to RM15K. Which of the following is TRUE about it?

• Passenger Only

• Owner Only

• Owner & Passenger

• Cover Everyone Involved in Accident

What extra benefit insured the acts of negligence by your passenger that cause loss or damage to 3rd party who subsequently takes legal action against your passenger?

• Legal Liability To Passenger [LLP]

• Legal Liability Of Passenger [LLOP]

• Personal Accident Insurance

• Strike, Riot & Civil Commotion

HiP towing covers 450 km round trip for breakdowns and flood cases.

Which of the following is TRUE about HiP coverage on accident towing?

• RM 400

• RM 450

• RM 200

• RM 250

How many years is HiP Agreed value offered for?

• 10 Years

• 11 Years

• 12 Years

• 13 Years

In the event of car theft or total loss, the HiP member will receive:

• Agreed Value only

• Agreed Value and Special Relief Allowance

• Special Relief Allowance and Lost Key Reimbursement

• Special Perils Only