BAHASA INGGRIS 11 S2 HAL 042

What does Intan’s mother suggest to Intan at first?

• She suggests to Intan to save her money only at home

• She suggests to Intan to make a list of her regular expenses

• She suggests to Intan not to use her money to buy an important something

• Intan should allocate her money to buy her daily needs

• Intan should use her money randomly to buy something that she really wants it

(1) Intan has to buy something that he really wants it.

(2) Intan does not need his mother’s suggestion or recommendation.

(3) Intan demands his mother to give a mountof the money she really needs it.

(4) Mrs. Susan recommends to Intan to buy something that he really needs.

(5) Mrs. Susan recommends to Intan to prioritize her expenses and allocate certain

amount of money to each category.

The correct statements based on the dialog are shown by the numbers ....

• (1) and (2)

• (2) and (3)

• (3) and (4)

• (3) and (5)

• (4) and (5)

According to the text above, what should you do to to start the transfer process?

• Open your mobile banking application. Click the menu transfer and choose the transfer method

• Contact the recipient if he/she has already received the transferred money

• Enter the amount of money you want to transfer and choose the transfer service method

• Enter your PIN and wait for second until you receive a successful transaction notifi cation

• Click the name of the recipient in your favorite list after completing the form shown

What step should you do after choosing the transfer service method?

• You may also write notes about the transfer

• You should enter your PIN and wait for second until you receive a successful transaction notifi cation

• You should send the notifi cation to the recipient via text messaging application

• You should recheck the data, to make sure you have transferred the money to the right person

• You should contact the recipient if he/she has already received the transferred money

(1) The fi rst step to transfer our money via mobile banking is to complete the form shown.

(2) You have to choose the transfer service method before entering the amount of money you want to transfer.

(3) You only need to click the name of the recipient in your favorite list after entering your PIN number.

(4) You must contact the recipient if he/she has already received the transferred money.

(5) You have to recheck the data to make sure you have transferred the money to the right person.

The correct statements based on the text are shown by the numbers ....

• (1) and (2)

• (2) and (3)

• (4) and (5)

• (3) and (5)

• (3) and (4)

What is the benefi t when you pay your monthly debts on time?

• It may increase your penalty costs

• It may fi nd your debt spiraling out of control

• It may refl ect poorly on your credit score, and it’s simply stressful

• It may reduce your credit rating and worsen your individual image

• It may help improve your credit score by showing that you are a responsible borrower

What can we infer about the text above?

• You can pay lately because there is no penalty costs

• Credit cards have only monthly fees that end up costing more than the annual fee

• Having more than fi ve credit cards may improve your credit score and refl ect good feedback on your credit rating

• Late payments may reduce your credit rating.Setting up automatic payments may help to keep you on track

• You must not think about how you will pay any purchase or pay any bill before using your credit card

(1) A credit card has only an annual fee.

(2) Using a credit card for everyday expenses is important.

(3) Having a budget in place may help you stay on track with your expenses.

(4) Late payments may mean penalty costs and reduce your credit rating.

(5) If you’re moving debt from one credit card to another, you may fi nd yourself having

more money.

The correct statements based on the text are shown by the numbers ....

• (3) and (4)

• (1) and (3)

• (2) and (3)

• (1) and (2)

• (4) and (5)

What should you do when you are using the PIN at any ATM?

• Never let anyone see your debit card PIN

• You have to stand as far to the ATM as possible

• You must inform the keypad to someone next to you when entering the PIN

• You have to wait for the ‘Welcome’ screen on the machine before leaving the ATM

• You are prohibited to shield the keypad with your hand while entering the PIN

What statement is not true about the text above?

• A lot of ATMs hold your card until your transaction is completed

• You should always check the authenticity of the platform before providing your card details online

• Many people also use their debit cards for online transactions as they are quick and convenient

• If your card is stuck in the ATM, you have to leave the ATM before your bank temporarily blocks your card

• A fraudster can note down your PIN and swap your card with another identical card when you use your Debit Card at a merchant establishment