Car Insurance Quiz 1

What is the minimum amount of liability insurance recommended for all drivers?

• $100,000

• $250,000

• $500,000

• $1,000,000

Why is it important to have car insurance?

• To save money

• To protect your finances

• To drive legally

• To avoid accidents

Which type of coverage protects you from theft or damage from a fire?

• Liability coverage

• Comprehensive coverage

• Collision coverage

• Uninsured motorist coverage

What does collision coverage cover?

• Medical expenses

• Repair or replacement of your car

• Damage to other people's vehicles

• Legal costs

What does uninsured motorist coverage (UM) cover?

• Damage to your vehicle

• Medical expenses for you and your passengers

• Legal costs

• Property damage

What does underinsured motorist insurance (UIM) cover?

• Medical expenses for you and your passengers

• Damage to your vehicle

• Legal costs

• Property damage

What is the purpose of medical payments coverage (MedPay)?

• To cover damage to your vehicle

• To cover medical expenses for you and your passengers

• To cover legal costs

• To cover property damage

What is the recommended deductible for comprehensive coverage?

• $100

• $500

• $1,000

• $2,500

Which type of coverage pays for other people's medical or repair costs if you cause an accident?

• Liability coverage

• Comprehensive coverage

• Collision coverage

• Uninsured motorist coverage

What is the purpose of personal injury protection (PIP)?

• To cover damage to your vehicle

• To cover medical expenses for you and your passengers

• To cover legal costs

• To cover property damage