Baroda Gyani 2023 2nd round

Bank’s Obligation to customers does not include –

• Maintain secrecy of the account

• Honour cheques which fulfills the Bank’s rule

• Follow instructions given by the customer

• Closing customers account without prior information

Which is NOT a cause of unethical behavior of Employee ?

• ·         Non availability of code of ethics manual.

• Stringent regulatory requirements

• Lack of fear of actions

• Unrealistic Target

Bank’s Obligation to customers does not include –

• Maintain secrecy of the account

• Honour cheques which fulfills the Bank’s rule

• Follow instructions given by the customer

• Closing customers account without prior information

What is purpose of Code of Ethics ?

• To provide guidelines for ethical conduct only

• To Provide clear understanding of service rules and contract terms

• To take disciplinary action against employees who breach the code.

• To set out guiding framework for how to behave with collegues and others

Ethics Counsellor  appointed for Central Cluster (BHOPAL ZONE) is –

• Mr. J B Rohda

• Mr Yogesh Yadav

• Ms Shruti Malik

• Ms Sony Agrawal

What is full form of TReDS .

• Tranche Receivables equity Discounting System

•     Trade Receivables Deposit System

• Trade Receivables Discounting System

•        Timely Receivables Execution and Discounting Solution

Who is current Chairman of Indian Bank’s Association (IBA) ?

• Mr A K Goel

• Mr. Gopal Murli Bhagat

• Mr Dinesh Kumar Khara

•      Mr Sunil Mehta

What is one stop solution to facilitate investment in Government securities by individual investors ?

• RBI Direct

• DAKSH Portal

• FBIL

• RBI Retail Direct

As per Basel III guidelines, Minimum Leverage Ratio for Domestically Systematically Important Banks is _____

• 3

• 3.5

• 4

• 5

Tax exemption on leave encashment of non government salaried employees was recently increased to _______  .

• 3 lakh

• 10 lakh

• 20 lakh

• 25 lakh