Healthcare

What should a covered employee be familiar with?

• The availability of insurance
• The terms and conditions of the policy
• The coverage of necessary procedures
• The cost of premiums

What is the most important aspect of good health insurance?

• Low cost
• High coverage
• Having a large network of providers
• Meeting the needs of the insured

What is one of the greatest concerns of company personnel regarding health insurance?

• The cost of premiums
• The coverage of necessary procedures
• The terms and conditions of the policy
• The availability of insurance

What is the traditional role of the insurance carrier in regards to medical care?

• Not covering any charges
• Covering a small portion of charges
• Allowing most charges
• Covering all charges

How can self-employed individuals get lower premiums for health insurance?

• Purchasing insurance from the government
• Negotiating with the insurance carrier
• Joining an association
• All of the above

What options are available for self-employed individuals to obtain health insurance?

• Getting lower premiums
• Purchasing insurance from the government
• Joining an association
• All of the above

Who negotiates the most suitable terms for health insurance?

• The government
• The insurance carrier
• The company or association
• The insured

What should employees be on the lookout for when it comes to health insurance?

• More coverage
• Lower premiums
• Alternatives that better suit their needs
• All of the above

What portion of the cost of coverage is typically paid by the insured through salary deductions?

• A large portion
• All of the cost
• None of the cost
• A small portion

Who generally covers most of the cost of health insurance for a covered employee?

• The employer
• The government
• The insurance carrier
• The employee