Saving, Investing, Retirement REVIEW

Which of the following has the highest risk but also the potential for the highest reward?

• Putting money into a savings account

• Putting money into a checking account

• Investing money in the financial market

• Hiding money under your mattress

• Purchasing a monetary policy

In planning for your future, financial experts recommend that you .

• Put 100% of your money in savings accounts

• Invest 100% of your money in the financial market

• Put some money in savings and invest some money

The average annual return on a savings account is 1% interest. What is the average annual return on the stock market?

• 1%

• 2%

• 5%

• 10%

Shares of ownership in a company

• stocks

• bonds

• cash equivalents

• checks

• socks

If you invest in , you are letting the borrower keep your money for a predetermined amount of time and you get payments on a regular schedule

• stocks

• bonds

• venture capital

• blonds

• sockets

What does it mean to ALLOCATE your investment money?

• distribute it between different investments

• calculate your likely investment returns

• find a broker to manage your investments

• to locate ALL of it

When you are in your twenties, what percent of your investment money do experts say you should invest in stocks?

• 5%

• 25%

• 50%

• 75%

helps manage your investments, makes trades for you

• broker

• bookie

• broken

• bragger

• booker

When you make investment decisions, it is very important to consider

. (CHOOSE ALL THAT APPLY)

• how much money you have

• how long you plan to keep your investments

• how comfortable you are with taking risks

• whether or not investing is trendy

• the weather

What are the advantages to investing in MUTUAL FUNDS?

• mutual funds are a diversified investment

• mutual funds are managed by a professional

• you are paired with another investor who helps you make decisions

• $1 out of every $100 goes to charity