commercial bank

When the history of commercial banks were begun?

• 16^th century

• 1609

• 18^th century

• 19^th century

What is the first name of commercial bank all over the world?

• Banque d'Indochine et de Pari

• Banque de l'Union

• Bank of Amsterdam

• Awadh Commercial Bank

What is the definition of the commercial bank?

• An organization that is founded outside of the government in most cases.

• A legal entity that represents a group of people.

• A bank that accepts deposits also provides account-checking services.

• Having a certain type of company structure.

What is the process by which commercial banks create money in the economy?

• Issue of Loans

• Accepting New Deposits

• Through Cash Reserve Ratio

• Through Investing

What are Private Banks?

• A deposit-taking financial institution.

• Individuals or general partners with a limited partner are the owners of banks.

• The commercial banks are supplied by the central bank and other regulatory bodies.

• International bank that is compelled to follow the laws of both its home and host countries.

What is the classification of commercial banks?

• Function

• Main operation

• Feature

• Ownership

Which activity is the liability side?

• Undistributed refund

• Treasury activity

• Lending activity

• State funds sold

Which activity is asset side?

• Deposit raising

• Charter capital

• Certificate of deposit

• Individuals and business loans

Which activity is off – balance sheet?

• Proprietary trading

• Time deposit

• Loans commitments

• Treasury and agency securities

What is the rate when commercial bank borrows the money from central bank?

• Discounting rate

• Refinancing rate

• Interest rate

• Rediscounting rate