LÝ THUYẾT TÀI CHÍNH TIỀN TỆ (ĐỀ 1)

1. Which of the following is Not a financial instrument?

• A share of General Motors stock
• A tuition bill
• AU.S.Treasury Bond
• A home insurance policy

2. The system of financial relations includes what stages?

• Financial intermediation
• State financial
• Corporate finance
• All the answers above

3. Which of the following best expresses the proceeds a lender receives from a one-year simple loan when it is paid back?

• PV. (1+i)
• FV / i
• PV + i
• PV / i

4. In essence, the financial relationship is

• The process of consuming goods
• The process of transferring funds
• Production process
• Buying and selling process

5. Net profit after taxes per dollar of equity capital is a basic measure of bank profitability called

• return on assets
• return on capital
• return on equity
• return on investment

6. A bank failure occurs whenever

• a bank cannot satisfy its obligations to pay its depositorsand have enough reserves to meet its reserves requirements
• a bank suffers a large deposit outflow
• a bank has to call in a large volume of loans
• a bank is not allowed to borrow from the Fed

7. The liquidity of an asset is

• How easily the asset can be converted to money
• The possibility that the asset can be profitable
• How easily the asset can be converted into common stock
• The amout for which the property can be sold

8. Exchange rates are determined in

• the money market
• the foreign exchange market
• the stock market
• the capital market

9. Paper money today:

• Can be printed by commercial banks
• Account for a small proportion of the total means of payment
• It is allowed to exchange for gold according to the ratio prescribed by law
• Both A and B

10. Net profit after taxes per dollar of assets is a basic measure of bank profitability called

• return on assets
• return on capital
• return on equity
• return on investment