Car Insurance Types

What does collision car insurance cover?

• Repairs for damage caused by weather

• Damage to your car in an accident

• Towing and roadside assistance

• Medical expenses for the other driver

What is the main difference between collision and comprehensive car insurance?

• The main difference is that collision insurance covers damage from non-collision events, while comprehensive insurance covers damage from collisions.

• The main difference is that collision insurance is more expensive than comprehensive insurance.

• The main difference is that collision insurance covers damage to other vehicles, while comprehensive insurance covers damage to your own vehicle.

• The main difference is that collision insurance covers damage from collisions, while comprehensive insurance covers damage from non-collision events.

What does comprehensive car insurance typically cover?

• Coverage for routine maintenance and repairs

• Protection against alien invasions and zombie attacks

• Reimbursement for speeding tickets and traffic violations

• Damage to your car from accidents, theft, vandalism, and natural disasters, as well as liability for injuries and property damage to others

What is uninsured/underinsured motorist coverage and why is it important?

• It provides coverage for medical expenses for the at-fault driver

• It provides protection if you're involved in an accident with a driver who has no insurance or insufficient coverage.

• It only applies if the at-fault driver is uninsured but not underinsured

• It covers damage to your own vehicle in an accident

What does personal injury protection (PIP) cover?

• Medical expenses and lost wages

• Life insurance and retirement savings

• Home insurance and property damage

• Car repairs and maintenance

What is bodily injury coverage in car insurance?

• It provides financial protection if you cause an accident that injures someone else.

• It includes coverage for property damage

• It only applies to injuries sustained by the driver

• It covers damage to your own vehicle

In which situations does collision car insurance come into play?

• When the insured vehicle is stolen

• When the insured vehicle is vandalized

• When the insured vehicle is involved in a flood

• When the insured vehicle is damaged in a collision

What are some common exclusions in comprehensive car insurance?

• Accidental damage is covered

• Regular maintenance is included

• Some common exclusions in comprehensive car insurance include wear and tear, mechanical breakdown, depreciation, and damage from natural disasters.

• No restrictions on natural disaster damage

Why is it important to have uninsured/underinsured motorist coverage?

• To save money on insurance premiums

• To protect yourself in case of an accident with an uninsured or underinsured driver.

• To avoid getting a ticket

• To support the insurance company

What factors can affect the cost of personal injury protection (PIP) coverage?

• Favorite color, favorite food, favorite movie

• Driving record, age, gender, location, and type of vehicle

• Number of pets, favorite vacation spot, favorite sport

• Height, weight, blood type