Health Insurance Quiz

What is the purpose of health insurance? A mechanism by which consumers are able to pay for health care coverage prior to obtaining care so that they do not have to ______ for the care when they receive it

What was the initial purpose of an HMO? Health care _____ containment

The person in whose name the insurance policy is written

Government program established by the federal government and administered by each individual state

Government insurance program for individuals 65 years of age and older or disabled

• Medicaid

• MediCal

• Medicare

• Tricare

Coverage for military personnel and their dependents

• Medicaid

• MediCal

• Medicare

• Tricare

Plan that employee contributes to with pretax dollars; employee must use the funds in the benefit year or lose them

• Medicaid

• FSA

• Medicare

• FRA

Type of account in which employees deposit pretax money, and any balance can be used the next year

• Medicaid

• FSA

• HSA

• FRA

A managed care plan that requires all members to have a primary care physician who is responsible for all that patient's care.

• PPO

• EPO

• POS

• HMO

Insurance coverage that allows subscribers more flexibility in seeking care. This type of plan has the least amount of structural guidelines for patients to follow

• MediCal

• CHAMPVA

• Indemnity plan

• Medicaid