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Unit 8 Review

Social Studies

12th Grade

Used 8+ times

Unit 8 Review
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16 questions

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1.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Why would someone want to have renters insurance if their building owner has insurance?

There is no need to get renters insurance if the building owner already has an insurance policy

The building owner's policy only covers the building structure. Renters insurance covers your personal property

By law, you must have two types of insurance; landlord insurance and renters insurance

The building owner's insurance only covers liability; renters insurance will cover damage to the exterior and structure of the building

2.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

If your apartment catches on fire and you have renters insurance, the insurance company will likely pay all of these EXCEPT

the cost of replacing any items inside the apartment that completely burned in the fire

The cost of your hotel room for a week while your apartment is cleaned up

The cost of replacing items ruined by water as firefighters put out the fire

The cost of replacing damaged sections of the roof and any broken windows

3.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

What is one way that homeowners insurance differs from renters insurance?

Homeowners insurance will cover your physical structure (house, condo, etc) but renters insurance does not

Homeowners insurance is typically cheaper, because houses are less risky than apartments

Homeowners insurance will cover car accidents, but renters insurance will not

Homeowners insurance is completely voluntary, while renters insurance is mandatory

4.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Each of the following factors affect your monthly auto insurance premium EXCEPT

Your vehicle's make, model, and year

Your driving record

Your local auto shop's customer service reviews

Your age and marital status

5.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Ricardo was not paying attention to the flow of traffic and rear-ended the car in front of him. Both cars have damage, but he doesn't have car insurance. What will most likely happen?

As long as the other person has auto insurance, then Ricardo is also covered

If the accident happened near a local repair shop, they might be able to fix the cars at a discounted price

They can split the costs; Ricardo's health insurance will cover medical bills and the person he hit will cover the vehicles' damages

Ricardo will have to pay out of pocket for auto repair and possible medical bills for the person he hit

6.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Which of the following factors can impact your monthly auto insurance premium?

How many credits you are enrolled in at school and your class schedule

The dealership where you bought the car and the popularity of the dealership

Your age, driving record, and annual mileage

How much you pay for rent and utilities

7.

MULTIPLE CHOICE QUESTION

30 sec • 1 pt

Miguel has a deductible of $500 and a coverage limit of $50,000 for bodily injury liability. He causes an accident and the other driver's medical bills total exactly $52,300. How much will Miguel pay in TOTAL?

$0

$500

$2,300

$2,800

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