Exit Test - SPARK -6-8 December

1. In normal course, for non-infrastructure project, DCCO can be extended for maximum period of

• 3 months
• 6 months
• 12 months
• 24 months

2. What is full form of ATNW

• Adjusted tangible networth
• Available tangible networth
• Adjusted targeted networth
• Available targeted networth

3. The periodic updation of KYC shall be carried out at least once in every ____ Years for Low Risk Customers.

• 2
• 6
• 8
• 10

4. Which of the following is not the key elements, as per our Bank’s KYC-AML-CFT Compliance Policy ?

• Customer Acceptance Policy
• Customer Identification Procedure
• Customer Due Diligence
• Risk Management

5. Which of the following is not the criteria for High Compliant Branch ?

• RBIA Score more than 85%
• Low Risk Last Year
• No Fraud
• No SOL

6. The aggregate of all withdrawals and transfers in a month should not exceed Rs _____ for small accounts with No KYC or Partial KYC.

• 5,000
• 10,000
• 15,000
• 25,000

7. Which of the following does not form the part of EARLY WARNING SIGNAL (EWS): ?

• Raid by Income tax /sales tax/ central excise duty officials
• Under insured inventory
• Over insured inventory
• All are part of EWS

8. Which of the following is the third line of defence in our bank…?

• Operation Unit
• Compliance
• Risk Management
• Audit

9. Which is not among the Key factors for successful performance of a team?

• Clear Role & Responsibility
• One Way Communication
• Rapid Response
• Specific Goals

10. Cross Selling means:

• Selling most expensive product
• Selling new products to New Customers
• Selling other products to existing customers*
• Reversal of sale